Travel Pet Insurance
Recent changes to the UK's quarantine laws mean that it is now possible for you to obtain a pet passport (under
the government's passport for pets scheme) so travel pet insurance to take your family pet away
with you on holiday.
However, before you run off down to your local travel agent and book tickets for the whole family to that exotic
seaside tropical location you have always wanted to visit but have to put off because everyone else at home didn t
want to leave Fido in the kennel, you might want to consider getting you and your family some travel insurance
including that all important travel pet insurance.
A number of leading pet insurance providers now offer pet owners travel pet insurance to give pet owners the
comfort of knowing whether they are far away in exotic places enjoying the sun and sea or closer to home enjoying
the cultural delights of Europe, their pet will be insured against any illness or mishap that may unfortunately
befall them.
Typically, included in the travel pet insurance is:
x-rays
- injections
- lab tests
- prescriptions
- costs while they stay at the vet and recuperate
Keep in mind, however, that as with other types of insurance, travel pet insurance usually comes with what is
known as an excess. In short, what this means is that you as the owner if the pet will be required to pay a certain
amount until a threshold amount is reached. Thereafter you can claim for a reimbursement against the insurance
provider.
However, unlike humans, travel pet insurance premiums are usually calculated on the type of animal you have and
the age of the animal. As such, it is possible to leave arranging the travel pet insurance policy until the last
minute, then purchasing this online once you have decided that you will definitely be taking your family pet away
with you on your family holidays!
Moreover, as with human travel insurance policies, pet travel insurance can be purchased either as annual policy
or as a one-off travel policy. If you get an annual pet travel policy, this means you can take your pet with you
whenever you travel one of the 25+ countries outside of the UK which the UK government currently has arrangements
for the passport for pets scheme, or any of the European Union countries (which are all part of the passport for
pets scheme already).
Alternatively, with one-off travel pet insurance policies you need to name the country you
are going to visit and the dates you ll be there and the policy will only cover you for the duration and place
stated.
By Peter Charalambos

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